Insurer failing to pay TPD claim
If your insurance or TPD claim has been rejected, there is no need to panic. You do not need to accept their decision. There are options to challenge your insurer's assessment and reverse their judgement so you can access your entitlements. Contact Financial Dispute Legal to get help resolving your insurance dispute issues.
Financial Advice Dispute
If your insurance or TPD claim doesn't go through, worry. Their verdict isn't the final word. You can contest their evaluation and possibly overturn their decision, ensuring you access what's due to you. If a health setback or injury has disrupted your ability to work, you might qualify for Total and Permanent Disability (TPD) coverage via your superannuation fund. This insurance is a crucial safety net for individuals unable to generate income, support their loved ones, or cover medical bills and future care. A TPD denial isn't the end. By comprehending the basis for your TPD denial, various strategies emerge to scrutinize the insurer's verdict, such as:
• Presenting add edevidence to the insurer for reevaluation;
• Initiating an official grievance with the insurer's in-house resolution services;
• Proposing the verdict to the Australian Financial Complaints Authority for examination or
• Taking the insurer's resolution to court.
No matter the rationale behind the insurer's denial, it's vital to promptly consult with legal professionals about your rights and what you're owed. There are options to appeal, including:
• TPD Claims
• Income Protection Claims
• Life Insurance Claims
• Terminal Illness Claims
• Trauma Claims
Sadly, claiming TPD isn't always a given or a straightforward journey. It's common for insurers to decline claims in efforts to sidestep disbursements. This is where Financial Dispute Legal can help.Contact us to get expert advice in resolving your insurance dispute issues.
Types of disputes
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Fee Structures
Our fee structures have been developed to provide you with accessible legal support and to ensure we can get the best outcome for you.
We understand the importance that transparency plays in trust, so we make sure to discuss fees up-front.
For certain Financial Advice Dispute cases we provide no-win-no-fee. You will be advised after your initial consultation and assessment if this applies to you.
Where possible, our team will provide you with a fixed fee amount for each stage of your claim. This fee is billable regardless of the outcome of your case.
If your claim requires a hourly fee structure, we will advise you of cost estimations at every step of your claim to ensure you have control over costs at all times.
Working with us
Our lawyers will prompt you to gather all the preliminary information we require in order to advise whether you may have a claim, this can be as quick as a 15 minute call.
If we identify the opportunity for a claim in our initial call we will then proceed with a comprehensive assessment into your case, including gathering witness statements, identifying and locating key documentary evidence, and consulting with experts.
Based on our findings we will offer recommendations on the appropriate legal action to pursue your claim, and clearly explain your next steps.
At this point of engaging us, we will advise you on the fee structure involved in your claim so you are aware of costs involved before proceeding.