Insurer failing to pay TPD claim

If your insurance or TPD claim has been rejected, there is no need to panic. You do not need to accept their decision. There are options to challenge your insurer's assessment and reverse their judgement so you can access your entitlements. Contact Financial Dispute Legal to get help resolving your insurance dispute issues.

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Financial Advice Dispute

If your insurance or TPD claim doesn't go through, worry. Their verdict isn't the final word. You can contest their evaluation and possibly overturn their decision, ensuring you access what's due to you. If a health setback or injury has disrupted your ability to work, you might qualify for Total and Permanent Disability (TPD) coverage via your superannuation fund. This insurance is a crucial safety net for individuals unable to generate income, support their loved ones, or cover medical bills and future care. A TPD denial isn't the end. By comprehending the basis for your TPD denial, various strategies emerge to scrutinize the insurer's verdict, such as:
• Presenting add edevidence to the insurer for reevaluation;
• Initiating an official grievance with the insurer's in-house resolution services;
• Proposing the verdict to the Australian Financial Complaints Authority for examination or
• Taking the insurer's resolution to court.

No matter the rationale behind the insurer's denial, it's vital to promptly consult with legal professionals about your rights and what you're owed. There are options to appeal, including:
• TPD Claims
• Income Protection Claims
• Life Insurance Claims
• Terminal Illness Claims
• Trauma Claims

Sadly, claiming TPD isn't always a given or a straightforward journey. It's common for insurers to decline claims in efforts to sidestep disbursements. This is where Financial Dispute Legal can help.Contact us to get expert advice in resolving your insurance dispute issues.

Types of disputes

Not sure if you have a claim?

Recent Cases

FD Legal successfully represented a client in a claim against their stockbroker who failed to disclose conflicts of interest in recommended investments. FD Legal were able to recover the full amount back from the stockbroker as compensation.
Successfully recovered compensation for a client against their former financial advisor who recommended high risk unlisted investments.
Recovered compensation for a client who was recommended to invest into multiple properties by their financial advisor. The claim alleged that the advice to invest into property lacked diversification and resulted in the client recovering compensation.
Assisted a client to achieve an out of court settlement against a financial advisor who failed to provide advice to a client to take out TPD insurance.
FD Legal successfully represented and recovered compensation in a claim against a financial planner who failed to ensure TPD insurance was retained in superannuation fund.
Represented multiple clients through a complaint process with a financial firm who complained that their financial advisor misrepresented the risks involved in investing in shares for an overseas company.
Won significant compensation for client who lost money in SMSF due to negligent financial advice.

Fee Structures

Our fee structures have been developed to provide you with accessible legal support and to ensure we can get the best outcome for you.

We understand the importance that transparency plays in trust, so we make sure to discuss fees up-front.

No-Win-No- Fee

For certain Financial Advice Dispute cases we provide no-win-no-fee. You will be advised after your initial consultation and assessment if this applies to you.

Fixed  Fee

Where possible, our team will provide you with a fixed fee amount for each stage of your claim. This fee is billable regardless of the outcome of your case.

Hourly Rate

If your claim requires a hourly fee structure, we will advise you of cost estimations at every step of your claim to ensure you have control over costs at all times.

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Step 1: Contact us for a free consultation

Our lawyers will prompt you to gather all the preliminary information we require in order to advise whether you may have a claim, this can be as quick as a 15 minute call.

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Step 2: Further evaluation & assesment, at no cost

If we identify the opportunity for a claim in our initial call we will then proceed with a comprehensive assessment into your case, including gathering witness statements, identifying and locating key documentary evidence, and consulting with experts.

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Step 3: Free recommendations, next steps & fee advice

Based on our findings we will offer recommendations on the appropriate legal action to pursue your claim, and clearly explain your next steps.

At this point of engaging us, we will advise you on the fee structure involved in your claim so you are aware of costs involved before proceeding.

Contact us

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Office
Level 2, 167 Eagle Street
Brisbane Qld 4000